About Encina Capital Partners

Encina Capital Partners, LLC (ECP) is a commercial finance company that provides specialized lending and leasing solutions to middle-market customers in the U.S. and Canada through two distinct platforms – Encina Business Credit (EBC) and Encina Equipment Finance (EEF).Headquartered in Chicago, EBC provides revolving lines of credit and term loans ranging in size from $5 - $50 million and secured by accounts receivable, inventory, machinery & equipment and real estate. The platform lends to both privately-owned (sponsor and non-sponsor) and publicly-traded companies across a wide range of industries, including manufacturing, retail, automotive, oil & gas, services, distribution and consumer products. Borrowers use loan proceeds to fund working capital, acquisitions, refinancings, growth, restructurings/turnarounds, debtor-in-possession (DIP)/exit financings and other special situations. Positive cash flow is not a requirement.

Investment Details

Investment Range
Not specified
Investment Stage
Various stages
Industry Focus
AI/ML, B2C, Consumer (+7 more)
Investor Type
Venture Capital, Venture Debt

Investment Focus

Focus Areas
AI/ML B2C Consumer Finance Fintech +7 more
Investment Stages
Debt, Growth